Start building a picture of your next property purchase by looking at your budget, associated costs of buying and what your repayments may look like.
Use our range of finance calculators to gain an understanding of some of the key factors to consider when making your next move – whether it’s your first home or an investment property. Explore different scenarios available with our calculators and then make an appointment to chat to our team about how to build a finance strategy designed specifically for your property goals now and into the future.
What is my borrowing capacity?
The first question most often asked when potential buyers are looking for a new property to purchase is, “How much can I borrow?”.
Getting your finances sorted before you start looking for your new home or investment property can save you a lot of time in the long run and put you in a strong position to jump on an opportunity quickly.
Use our Borrowing Capacity Calculator to start the process.
Is refinancing the right option?
Refinancing a home loan can help you save money, access equity for a new purchase or renovation project, or consolidate debts to benefit your lifestyle.
There are lots of options to consider when looking at refinancing and getting specialist advice from your finance broker will support you to choose an option suited to your circumstances and property goals.
Start looking at your options with our Refinancing Calculator.
How much will my repayments be?
When you’re choosing which lender to go with, or which finance broker is best for your situation, you’ll also need to determine what type of loan product would be best for you.
Determining how much repayments could potentially be on a new loan helps you confirm your budget range and search for your new property with confidence.
Use our calculator to estimate home loan repayments and help plan your budget.
What is stamp duty?
Stamp duty, also known as transfer duty, is a state or territory government tax that can apply to property and land purchases, including a new home, investment property or vacant land.
It isn’t a flat fee. The amount payable varies depending on your location in Australia and is typically calculated using the property’s value (generally the higher value between the purchase price and market value), along with the rates, thresholds and any surcharges that apply.
Start working out your potential stamp duty costs with our calculator.
How do I budget for my purchase?
Understanding your purchasing power gives you a clear and realistic budget for your next home or investment property. Working this out before you begin your property search can save you time, help you focus on relevant opportunities and put you in a stronger position to act when the right property becomes available.
Explore your purchasing power with our calculator.
Book a consultation with our team
Ready to refine the numbers and work out your next move? Fill out the form below to request a free consultation with one of our property experts.