If you’re looking to build your wealth through property, structuring your finances correctly is crucial
Our mortgage brokers are property finance experts who use their extensive knowledge of the lending market to identify loan solutions that are tailored to your unique needs.
Who We Help
Investors
Our team are specialists in investment property finance. They will work with you to develop tailored solutions that support your property investment goals, minimise your risk and enable future growth.
Owner-occupiers
No matter whether you are looking to upsize, downsize or refinance, our team will support you through the entire process, from identifying the best loan to liaising with lenders on your behalf.
First home buyers
Buying your first home is a big milestone. Our team can guide you through the process, providing you with the support, guidance, and education you need to make the right decisions with your property loan.
Personalised solutions
We take the time to understand your unique needs. Before providing loan recommendations, we'll build a complete understanding of your situation by conducting a review of your financial position, tolerance to risk and long-term investment goals.
Tailored loan strategies
We know every buyer is different , and we understand your lending needs will be too. Our finance brokers work with you to develop a tailored loan strategy, providing key recommendations specific to your situation and goals.
Risk mitigation
Through effective loan structuring and lender diversification strategies, we help you minimise your investment risk, while also providing the flexibility you need to grow your portfolio in future.
Regular loan reviews
Our brokers partner with you for the long term. We offer regular loan reviews to ensure your loan continues to meet your evolving needs, and will work with you to develop ongoing strategies that can maximise your investment opportunities.
Ongoing support
We understand that building a successful property portfolio requires a longer-term approach. That's why we look beyond the transaction, and focus on providing you with the ongoing advice and education you need to succeed in your broader investment goals.
A Beginner's Guide to Property Finance
Property finance can be tricky business – get to grips with the fundamentals with our beginner’s guide to everything finance.
Education
Five tips to maximise your finance options as a first-home buyer
As you start preparing to purchase your first home, one of the first steps you will need to think about is finance. While many buyers think of financing their property as simply building enough deposit to fund their purchase, in reality there is a lot more to the finance process, both in terms of the...
Education
How does your lender see you? Essential loan preparation for home buyers
In recent years, we’ve seen a number of shifts within the lending environment due to changing APRA regulations, the Banking Royal Commission and the economic impacts of the global pandemic, with banks reassessing and adapting their lending criteria to mitigate risk and meet new lending guidelines. Whilst lending criteria and policies vary considerably from one...
Education
Looking beyond interest rates: are cheaper rates always the right option?
With recent RBA cuts taking the official cash rate in Australia to its lowest level on record, the allure of cheaper interest rates is inevitably at the forefront of mind for many investors. Whilst this low interest rate environment is presenting a prime opportunity for borrowers to review their existing lending solution or secure better...
Our Finance Team
Caylum Merrick
Team Leader
Caylum entered the finance industry in 2012 and has held a managerial position for a prominent national bank as well as 3 years’ experience in the resources industry prior to this. He holds a Certificate IV in Banking Services and a Diploma of Finance and Mortgage Broking and applies his passion for property to his finance expertise.
Ashleigh Patterson
Finance Broker
Since joining the broking industry in 2014 with a Diploma of Finance and Mortgage Broking Management, Ashleigh has quickly established herself as a leader in her field. She has been recognised by a number of industry bodies for excellence in broking, and was named Best Newcomer at the 2017 Connective Excellence Awards, Editor’s Choice at the 2019 Better Business Awards and State Winner of the Residential Finance Broker Award at the 2019 MFAA Excellence Awards.
Ryan Marriner
Finance Broker
Ryan began his career as a licensed electrician, but made the bold career change into mortgage broking after gaining inspiration from his own property investment journey. Ryan holds a Diploma of Finance and Mortgage Broking Management and is a member of the Mortgage and Finance Association of Australia. In 2020, Ryan was named Connective Home Loans Broker of the Year.
Ursula Condo
Finance Broker
Ursula has over 15 years’ experience in the finance industry, working as a financial adviser for several major banks. Ursula also holds an MBA from Curtin University. An experienced and successful property investor herself, Ursula made the transition to a broking role to help educate clients and help them build wealth through property.
Vima Moorghen
Finance Client Liaison Officer
Vima works tirelessly in support of Momentum Wealth’s finance team, implementing systems that streamline internal processes as well as helping to foster stronger relationships with clients. Vima’s attention to detail and drive to constantly learn and acquire new skills make her an invaluable asset to Momentum Wealth. Vima holds a Bachelor of Commerce in Accounting and Banking, and was named Best Loan Administrator WA at the 2021 Adviser Better Business Awards.
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