EPISODE 5 04 Jun 2026

Estate Planning for Investors: Protecting Wealth Across Generations

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Estate planning is one of the most important – and most delayed – parts of building long-term wealth.

In this episode of Property Investing Roadmap, host Damian Collins explores how investors can protect what they’ve worked hard to build and ensure their wealth continues to benefit their family for generations to come.

Prompted by a listener question, Damian is joined by Jemma Sanderson, Head of Self-Managed Superannuation Funds & Succession at Cooper Partners Financial Services, to unpack estate planning beyond “just having a will”.

With more than 25 years’ experience advising high-net-worth families, business owners and property investors, Jemma explains how estate planning intersects with superannuation, trusts, companies and property structures – and why misunderstanding control can lead to unintended (and sometimes devastating) outcomes.

This episode covers the practical realities of succession, control, incapacity and wealth transfer – and why estate planning is about clarity, not pessimism.

What you’ll learn:

  • How estate planning fits into long-term property and wealth strategies
  • The difference between asset ownership and asset control
  • Why trusts, companies and SMSFs don’t automatically pass through your will
  • Who can legally receive superannuation death benefits
  • Why outdated wills often fail investors
  • What testamentary trusts are and how they work
  • Tax benefits of distributing income to minor beneficiaries

 

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T&Cs

The information shared on Property Investing Roadmap is general in nature and does not take into account your individual circumstances. It is provided for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional legal, tax and financial advice.
This episode’s guest is a representative of Cooper Partners Financial Services.

 

Presenters

Damian Collins

Host, Property Investing Roadmap
Managing Director, Momentum Wealth
Chairman, Westbridge Funds Management

Damian Collins is the Founder and Managing Director of residential property advisory, Momentum Wealth, and Chairman of Australian property funds management company, Westbridge Funds Management. Damian is the author of the Amazon Best Seller, Property Investing Roadmap: How to build an income from property for life and host of the Property Investing Roadmap podcast. He is a well-known advocate across Australia’s real estate industry, previously serving as President of the Real Estate Institute of WA (REIWA) from 2018 to 2022 and as a Director of the Real Estate Institute of Australia. Having been an active property investor himself for over 30 years, Damian continues to apply his extensive experience to help fellow investors grow wealth through direct and syndicated property investments.