A clear investment strategy and well-structured finances are essential to your success in building wealth through property
Momentum Wealth are an award-winning team of mortgage brokers in Perth, WA.
We deliver strategic loan solutions that are tailored to your unique needs.
How We Can Help
Are you trying to find a mortgage broker in Perth Australia? Look no further than Momentum Wealth! We are an award-winning team of independent mortgage brokers, offering tailored loan solutions for property investors, owner-occupiers, and first home buyers.
Our intricate knowledge of the loan market coupled with our expansive network of lenders enables us to provide access to competitive rates and flexible terms and conditions that might otherwise be unavailable to you.
Put simply, our mortgage brokerage services are designed to save you money, time, and stress.
Who We Help
Our specialist mortgage brokers will work with you to develop tailored loan solutions that align with your property investment strategy. Our core aim is to help you minimise your risks and maximise your returns.
Whether you are purchasing a new home or looking to refinance your existing one, we will support you throughout the entire process – from establishing the best mortgage solution for your needs, to liaising with lenders on your behalf.
First home buyers
We understand that buying your first home can be a daunting prospect. So, we will talk you through the various options and guide you throughout the entire process, so you can make an informed decision when it comes to your home loan. Our mortgage brokers will help you understand your borrowing capacity, assist with the pre-approval application, and provide a clear understanding of the steps involved in securing your property.
Perth Mortgage Brokers With a Difference
Whether you’re looking to secure a new mortgage, refinance your existing loan, or restructure your investment portfolio finances, our team of top mortgage brokers are here to assist you.
Tailored loan strategies
Our philosophy is that there is no ‘one size fits all’ solution to property loans. We take the time to listen to your needs, review your financial situation, and assess your risk tolerance, before devising a tailored loan solution that aligns with your objectives.
Our core aim is to help you minimise your financial risk, through effective loan structuring and lender diversification strategies. We consider factors such as cash flow, taxation, and market conditions to ensure your loan solution aligns with your overall investment strategy.
We understand the importance of securing a loan with favourable terms and interest rates. Our mortgage brokers will negotiate on your behalf to help you access favourable rates, potentially saving you thousands of dollars over the life of your loan.
Navigating the mortgage market can be overwhelming, especially for first-time buyers. Our professional mortgage brokers simplify the process by handling all the paperwork, liaising with lenders, and guiding you through each stage, ensuring a smooth and stress-free experience.
Regular loan reviews
Our specialist mortgage brokers will assess your loan structure to ensure it continues to meet your evolving needs. We’ll also benchmark it against other loan solutions to identify cheaper rates or better terms – to help you achieve the best financial outcome.
Our commitment to you doesn't end once your loan is settled. We provide ongoing support and assistance, ensuring that your loan remains suitable for your changing circumstances. Our team is always available to answer your questions and provide guidance when you need it.
Superior Results. Superior Service.
Our Mortgage Brokerage Services
We understand that each client has a unique set of requirements when it comes to finance. That’s why we take the time to listen and understand your specific needs before presenting any loan options or offering advice.
We have established relationships with a wide network of lenders, including major banks, credit unions, and non-traditional lenders. This gives us access to a diverse pool of loan options, allowing us to find the most suitable solution for your needs.
Home Loans & First Home Finance
Whether you’re a first home buyer or an experienced home owner, our mortgage brokers will help you navigate the options available – including fixed-rate, variable-rate, and interest-only loans. We’ll help you find a loan product best suited to your situation and guide you through the application process.
Commercial Property Finance
If you’re looking to finance a commercial property purchase or refinance an existing commercial property loan, we are here to assist you. Our commercial mortgage brokers have expertise in structuring commercial loans and negotiating favourable terms to help you achieve your goals.
Property Development Finance
If you’re a property developer seeking financing options, our specialist brokers can help you bring your projects to life. We have extensive experience in securing funding for various development projects, including residential, commercial, and mixed-use properties.
We are Perth mortgage brokers specialising in investment property portfolios – so we know how to cultivate complex loan solutions to support your investment goals. We’ll analyse your financial position, explore loan features such as offset accounts or redraw facilities, and provide guidance on maximising your investment returns.
If you’re looking to refinance your existing loan for better interest rates, improved loan features, or debt consolidation, our widely recommended mortgage brokers will review your current mortgage and find opportunities to save you money.
Looking for a Good Mortgage Broker in Perth? Contact Momentum Wealth
At Momentum Wealth, everything we do is underpinned by scrupulous research, transparency, and integrity. Operating for over 16 years, we’ve developed a reputation as one of the best mortgage brokers in Perth.
With years of industry experience, extensive knowledge of the local market, and dedication to customer service, we go above and beyond to provide the support you need to progress towards your financial goals.
If you’re seeking a widely recommended mortgage broker in Perth, please contact Momentum Wealth. Our professional team are ready to assist you in finding a loan option best suited to your needs.
Home loan pre-approval – what does it really mean?
Caylum Merrick, Momentum’s Property Strategy and Finance Manager, explains what a pre-approval is and why it’s important to know what your lender is really offering with a home loan pre-approval.
Case study: how Momentum’s integrated approach delivered an uplift in property value and rental yield
When an investor engaged Momentum looking to purchase an investment property, they were able to achieve a stronger return by utilising the team’s strategic and collaborative approach between divisions.
A Beginner's Guide to Property Finance
Property finance can be tricky business – get to grips with the fundamentals with our beginner’s guide to everything finance.
Our Property Strategy & Finance Team
Property Strategy & Finance Manager
Our finance team is led by Caylum Merrick, who holds over a decade’s experience in lending and leadership roles. Caylum is a passionate mentor to our finance brokers, and is dedicated to equipping his team with the knowledge, skillset and systems they need to become top performers in the broking industry. Caylum is committed to delivering a seamless experience for Momentum’s investors, ensuring our clients receive the right advice across all facets of their property journey. He holds a Diploma in Mortgage Broking and a Certificate IV in Leadership and Management.
Property Advisory Specialist
Michael joins Momentum Wealth as a Qualified Property Investment Advisor, specialising in tailored advice and support for clients. With a focus on understanding their unique needs and goals, he helps investors achieve a stronger financial future. Michael holds a Bachelor of Accounting and Management, a Certificate IV in Business, and is a Chartered Accountant. Outside of work, he dedicates time to community building and mental health advocacy, recently completing his accreditation as a mental health first aider through SJOG.
Rhonda holds a Diploma in Finance and Mortgage Broking Management and joins Momentum Wealth with over 20 years’ experience in corporate sales and relationship management. Rhonda is passionate about supporting investors in their property goals through a pragmatic and considered approach to property finance. A strong advocate for client experience, she’s focused on alleviating the stress of the borrowing process for our investors, while empowering them with the support and knowledge they need to plan towards their longer-term property goals.
Maxwell holds a Diploma of Finance and Mortgage Broking Management and has a strong background in project management gained over half a decade in Civil and Commercial Construction. Purchasing his first house at the age of 22, Max immediately realised the value and power of leveraging property to generate wealth. As a Finance Broker, Max strives to educate and support his clients to help them achieve their property goals, and is particularly passionate about the role financial technology plays in enhancing the client experience.
Bryn holds a Diploma of Finance and Mortgage Broking Management and has worked in lending roles for over eight years. He is an experienced mortgage broker and has previously held positions in commercial lending at one of Australia’s largest banks. Bryn works closely with his clients to build long-lasting relationships and to provide them with lending solutions to build wealth through property.
Ginuja joined Momentum Wealth with prior mortgage broking training experience and has previously worked in retail and at an oil and gas consultancy firm. He holds a Bachelor of Electrical and Electronics Engineering and Diploma of Finance and Mortgage Broking Management. Ginuja enjoys making a difference for his clients and helping them reach important milestones, such as buying a home. He bought his first investment property at 19 and is passionate about building long-term wealth by utilising the power of property. Ginuja is continually utilising technology and new processes to give his clients the best user experience.
Client Services Specialist
Vima works tirelessly in support of Momentum Wealth’s finance team, implementing systems that streamline internal processes as well as helping to foster stronger relationships with clients. Vima’s attention to detail and drive to constantly learn and acquire new skills make her an invaluable asset to Momentum Wealth. Vima holds a Bachelor of Commerce in Accounting and Banking, and was named Best Loan Administrator WA at the 2021 Adviser Better Business Awards.
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